Come sit, my children, and I'll tell you the story to the best of my ability.
Three years ago, I get this phone call from somebody, and they claimed that I had won a 500 dollar shopping spree. I was ecstatic, but I was naive to the person's motives. Like a fool, I gave my bank account number and agreed to some other promotion they were offering in exchange for that shopping spree. The ending result: over a hundred dollars had been wiped from my savings account, and fearing that further transactions would take place, I terminated the account in the beginning of 2006. The shopping spree was complete bull****. I got these "coupons" that amounted to $500 in savings to these places I normally wouldn't go to. Unfortunately, since my balance was now in the red (about $126), I had to pay that remaining balance before the termination was finalized. It would be nearly 2 and a half years before I mustered up the courage to activate another account (checking) at a different back (SunTrust). I had learned my lesson. I was foolish, and I had paid the price.
Today, I get a letter in the mail from this district court, and I'm immediately freaking out because I'm thinking, "Am I getting sued for something?" I open it up, and there's this information (you can find more about it here: http://www.wachovia.com/misc/1,,2153...ATTINFO=7759-2). Basically, they said I was named as one of several persons whose accounts were affected by the illegal actions of these "telemarkers." These people took unsigned checks in my name, as well as other peoples' names, and started accounts at Wachovia. As a result, a class action suit was started, and the Wachovia bank is settling the suit.
I was quite please to discover that enclosed in the envelope I opened was a summary of the charges made against my former savings account, and at the base of the paper was a restitution check with the cumulative amounts posted in full. There was even information saying there was a number I could call in case I was skeptical of the check, but from what the paper said, I could cash or deposit the check with no strings attached. I also had another option to be reinbursed $35 for the overdraft fee I suffered from having lacked funds in my account. I wouldn't need to provide documentation; I would just have to file the claim either through mail or by website, which I did earlier today. So, pretty soon, I should be receiving that money. I was also able to cash the check, thereby finally able to get back what was taken from me.
This is indeed a victory. I surely hope everyone else who was affected by this scam get their monies returned to them as well.
Three years ago, I get this phone call from somebody, and they claimed that I had won a 500 dollar shopping spree. I was ecstatic, but I was naive to the person's motives. Like a fool, I gave my bank account number and agreed to some other promotion they were offering in exchange for that shopping spree. The ending result: over a hundred dollars had been wiped from my savings account, and fearing that further transactions would take place, I terminated the account in the beginning of 2006. The shopping spree was complete bull****. I got these "coupons" that amounted to $500 in savings to these places I normally wouldn't go to. Unfortunately, since my balance was now in the red (about $126), I had to pay that remaining balance before the termination was finalized. It would be nearly 2 and a half years before I mustered up the courage to activate another account (checking) at a different back (SunTrust). I had learned my lesson. I was foolish, and I had paid the price.
Today, I get a letter in the mail from this district court, and I'm immediately freaking out because I'm thinking, "Am I getting sued for something?" I open it up, and there's this information (you can find more about it here: http://www.wachovia.com/misc/1,,2153...ATTINFO=7759-2). Basically, they said I was named as one of several persons whose accounts were affected by the illegal actions of these "telemarkers." These people took unsigned checks in my name, as well as other peoples' names, and started accounts at Wachovia. As a result, a class action suit was started, and the Wachovia bank is settling the suit.
I was quite please to discover that enclosed in the envelope I opened was a summary of the charges made against my former savings account, and at the base of the paper was a restitution check with the cumulative amounts posted in full. There was even information saying there was a number I could call in case I was skeptical of the check, but from what the paper said, I could cash or deposit the check with no strings attached. I also had another option to be reinbursed $35 for the overdraft fee I suffered from having lacked funds in my account. I wouldn't need to provide documentation; I would just have to file the claim either through mail or by website, which I did earlier today. So, pretty soon, I should be receiving that money. I was also able to cash the check, thereby finally able to get back what was taken from me.
This is indeed a victory. I surely hope everyone else who was affected by this scam get their monies returned to them as well.
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