Target sucks big-time

[JPS]

I went to Target yesterday TV shopping, there was a 32" HD-TV on clearance for $450 sold "As Is", I asked the guy why it was as is and he said some gy bought it online and wasnt happy with it, so Target took it and gave him credit towards the purchase of another TV.
I asked him if the TV was tested and if we could bring it back if it didnt work and he said yes, they test everything thats brought back thats valued at $200 or more and I could bring it back...so cool, I got the TV.

I finally get home at midnight after stopping and getting an entertainment center, cut the top of the box open and look inside and see a crack in the case in the front...ok, just a crack...

I get the box all the way open and find multiple cracks around the screen in the plasic, so now I know the idiot who bought it dropped it and the idiots who supposedly "tested" it never did...

Well for $400 I can deal with a cracked case considering its an $800 TV, so I plug it in and turn it on and learn that its severely ****** up, so I put it back in the box and today go back out to Target and they say "well we can give you a gift card in the amount you paid for it"(because we paid with a check, it hadnt cleared yet), I say no I want a refund since they lied and sold us a defective product with clear physical damage, and they said we can get our money back, but we have to return in 8 days after the check clears to get the refund.

I got the number to their corporate office, the manager said we could probably get our money back sooner if corporate agrees to let us return it sooner.

Anyways, Circuit City is having a presidents day sale tomorrow, ironically theyre selling 32" LCD HD-TV's for $499 with a $400 instant discount, but theyre new, so Ill be at the doors at 6am tomorrow because I know theyll go fast.

Anyways, anyone else have problems like this?(I know you XBOX owners have, but feel free to share anyways if you want)

Its just irritating because I spent all day trying to find a TV, almost bought a 52" projection HD-TV for $800 but it would have nearly broke us

[JLaCroix]

Re: Target sucks big-time

Why don't you go to the Better Business Bureau online (www.bbb.org) and file a complaint there? I do it all the time, businesses hate that. Alot.

I'm usually an ass about it, even after the company makes it right with me, I demand the report to stick with the company for the standard term of three years just for my trouble.

[JPS]

Re: Target sucks big-time

I didnt even think about that, Im going there now

EDIT: Actually, Ill do it AFTER I get my moneez back

[JLaCroix]

Re: Target sucks big-time

Yeah, let me know how that turns out.

Businesses usually hate me. Not only do I turn bad businesses into the BBB, I also turn in all Visa/Mastercard fraud I can find.

Has a business ever told you that you need to spend a certain amount of money to use your credit card? They get a $15,000 fine PER TRANSACTION that they impose that rule too. It's a big deal to Visa/Mastercard. I reported a corner store so many times that they weren't able to accept credit cards anymore. I got the online link to report that too.

[JPS]

Re: Target sucks big-time

I havent been told that, but they dont ever check IDs when they accept a check, is that against anything also?

I know wal-mart does that now, the one we go to you just hand them a blank check and they simply run it through and give it back to you, never checking your ID...I see a lot of issues with that

[JLaCroix]

Re: Target sucks big-time

I havent been told that, but they dont ever check IDs when they accept a check, is that against anything also?

I know wal-mart does that now, the one we go to you just hand them a blank check and they simply run it through and give it back to you, never checking your ID...I see a lot of issues with that

I'm not sure about the laws regarding checks. I worked for a Visa/Mastercard processing bank, so I know the laws about credit cards but not checks.

We did do some check processing, so I do know a little bit about how the back end process works.

You may not know this, but when the stores run your check through the machine, it's actually checking your history, NOT your available balance in the bank. They aren't allowed to access your bank account balance. They're looking for negative information. (I.E. Been late on a car payment? Owe for a magazine subscription, etc). So when they process your checks through that machine they are checking one of many databases for negative information about you, not how much money you have.

When it comes to checking for ID when you pay by credit card, if the card is signed, it's against the rules for them to ask for ID. They can get HUGE fines for any of the following reasons. (Asking for ID when the card is signed, making you spend a certain amount to process a credit card, adding an additional fee to accept your card, or not accepting your card at all). Of course, those rules only apply when you run your card as credit. They can do whatever they want when you run it as debit because debit doesn't have enforcible rules.

[Ms. Porkchop]

Re: Target sucks big-time

Places still take personal checks?? WHAT???

[JLaCroix]

Re: Target sucks big-time

Places still take personal checks?? WHAT???

Alot of Senior Citizens use checks. I'm not trying to generalize anyone but alot of department store shoppers are Senior Citizens.

[JPS]

Re: Target sucks big-time

I dont sign my cards, theyre blank, I know someone who put "Please check ID" in the signature area, does that actually work?

And yes, places still take checks I use checks all the time

[Ms. Porkchop]

Re: Target sucks big-time

I dont sign my cards, theyre blank, I know someone who put "Please check ID" in the signature area, does that actually work?

And yes, places still take checks I use checks all the time

Hahaha Not around here.

So what happens if you pay for something with a check and it bounces?

[Jamos]

Re: Target sucks big-time

Checks and cash are all I use.

[Goufunaki]

Re: Target sucks big-time

i only get cash if I really need it in some places, otherwise, I stick with debit.

[Karr Lord of Chaos]

Re: Target sucks big-time

when i was in retail i notice that a lot of cashiers never check signatures (some guy did a thing on that and got away with a lot of bad signed receipts). personal checks where always checked, and must have all the key information on them plus id was usually required. 3rd party checks wernt excepted which was fine.

i never use a cc to pay for anything under 20 bucks, and then i only use cc for meals, online, games/books and sometimes other large purchases where i want a documented charge just in case i run into problems later (doubt it helps but makes me feel better).

ive never had anyone tell me i had to buy a certain amount or said they would charge me a fee to use a card. the only exception was for debit which was kind of a **** off. i guess its good to know the cc rules to prevent yourself from getting burned.

i sign my cards but some people ask you to sign the card if its unsigned, is it legal to ask someone to sign the card? i also would like to know if you can get a please check id on your cc to prevent fraud.


@pc: if the check bounces then they have to track you down, most cases the bank issues a NSF charge (30 bucks i think) and it goes against your credit history (who ever the check account belongs to). a lot of fraud does happen with checks which is usually why there is so many stipulations on them. the only time i use checks is for rent, everything else is plastic or cash.

[JLaCroix]

Re: Target sucks big-time

when i was in retail i notice that a lot of cashiers never check signatures (some guy did a thing on that and got away with a lot of bad signed receipts). personal checks where always checked, and must have all the key information on them plus id was usually required. 3rd party checks wernt excepted which was fine.

i never use a cc to pay for anything under 20 bucks, and then i only use cc for meals, online, games/books and sometimes other large purchases where i want a documented charge just in case i run into problems later (doubt it helps but makes me feel better).

ive never had anyone tell me i had to buy a certain amount or said they would charge me a fee to use a card. the only exception was for debit which was kind of a **** off. i guess its good to know the cc rules to prevent yourself from getting burned.

i sign my cards but some people ask you to sign the card if its unsigned, is it legal to ask someone to sign the card? i also would like to know if you can get a please check id on your cc to prevent fraud.


@pc: if the check bounces then they have to track you down, most cases the bank issues a NSF charge (30 bucks i think) and it goes against your credit history (who ever the check account belongs to). a lot of fraud does happen with checks which is usually why there is so many stipulations on them. the only time i use checks is for rent, everything else is plastic or cash.

You can get a check ID thing on your credit card. There's nothing wrong with that, some people like their ID to be checked with their card to protect against fraud. If the card is signed, and they ask you for ID and there isn't a check ID thing on there, they can get fined BIG TIME. I don't mind people checking my ID with my card though, but Vista/Mastercard hate it.

The rules about imposing a minimum or fee on you for using your card only applies if you run it as credit. There are no laws when it comes to debit. Even if your credit card is a debit card from a bank, they cannot impose a limit on you or a fee if you decide to run it as credit.

[H2SO4]

Re: Target sucks big-time

They just want the check to clear, it's not like their not giving you your money back sometime. Blame the bank for taking 8 days to clear the check, not target.

However it is bull they didn't test it but w/e thats how it goes sometimes I guess. With that said gl on getting a new TV on president's day.